Simple Loan Match — Clear Decisions, No Pressure. Compare realistic borrowing options and connect with trusted lenders in minutes.
We focus on clarity, not promises. Extra Life helps you compare potential loan ranges and connect with third-party lenders that may match your profile.
Get your matches in minutes, not days. Our streamlined process means you spend less time filling forms and more time reviewing options.
See realistic options upfront with no pressure. You're always in control of your financial decisions.
We use advanced encryption technology to protect your personal and financial information at every step.
You're never required to accept a loan offer. Review your options and decide what's best for you.
Using our matching platform is completely free for you. We're compensated by partner lenders only if you accept an offer.
We work with a network of licensed, reputable lenders. Their offers are based on their criteria and your state's regulations.
Getting matched with the right lender has never been easier.
Answer a brief set of simple questions about your financial situation and borrowing needs. This helps us build a practical profile for matching.
Our matching technology compares your information with lender criteria to identify realistic loan ranges that may be available — without inflating expectations.
Review your matched options and decide whether you want to continue directly with a lender. There is no obligation to accept any offer.
All loan decisions are made solely by independent lenders.
No. Our initial matching process uses a soft inquiry (soft pull), which does not impact your credit score. A formal credit check (hard pull) may only occur if you choose to proceed with a specific lender's application.
Using the Extra Life service is completely free for you. We are compensated by our partner lenders only if you accept a loan offer through our platform.
The process takes just a few minutes. After completing our short form, you will see your potential loan ranges immediately.
We work with a network of licensed, reputable lenders. Their specific offers, terms, and approval decisions are based on their own criteria and your state's regulations.
Loan amounts range from $50 to $5,000, with repayment terms between 70 days and 36 months. The APR (Annual Percentage Rate) varies from 4% to 35.55%, depending on your credit history and other eligibility factors.
Start with a quick and free check. It places you under no obligation but provides a clear picture of what you may qualify for.
Start Your Free Check